Managing Media Projects - Managing the People : Outline Guide (Insurance) 1

If you are working in-house on a BBC or ITV production, you will only need to be concerned with insurance for exceptional risks: everything else will be covered by the BBC's or ITV Company's blanket policies. If in doubt, get internal advice.

If you are making an independent production, and it has been commissioned by a broadcaster, it is likely that you will be able to take out all the production insurances you need through the blanket schemes that broadcasters make available to the independent production companies from which they commission programmes. The same point about exceptional risks made in the previous paragraph still applies, of course.

If circumstances occur in which you need to arrange customary production insurances yourself, you may find the following brief guide helpful

You should note, though, that it is only a brief guide, no more. As with all insurance, there is a great deal of detail, both in the broadcasters' blanket schemes and in the policies that you may need to take out yourself, whether for customary production insurances or for exceptional risks, and all of them are subject to exclusions, conditions and excess payments that you may have to meet yourself before any claim is met by insurers. This guide is not a substitute for proper study of that detail at the time that your production is insured.