Managing Media Projects - Managing the People : Outline Guide (Insurance) 4

Film union: again stemming from the provisions of the PACT-BECTU agreement, death, injury or illness of anyone working outside the United Kingdom on your production: the cost to you of payments made under your contract with the person concerned, plus any payment you have to make to him or her to provide similar benefit to the National Insurance Benefit he or she would have received if the illness or injury had occurred in the UK: the amount to which you are contractually liable, up to figures specified in the policy. Also, any loss suffered by you resulting from the death of anyone working on your production and its consequent abandonment: up to the figure specified in the policy. Also, the cost of your liability to the person concerned for loss of personal baggage,

cash or cheques, or the cost of purchasing emergency replacement items because of delay in the transport of personal baggage: up to figures specified in the policy. Also, a daily allowance for the person or people concerned, and additional expenses necessarily incurred by him, her or them, as a result of the hijacking of their transport while travelling abroad in connection with the production: up to the figures specified in the policy.

Exceptional risks outside those covered by the customary insurances just described are of course impossible to define. Examples might include working in a war zone, an area subject to epidemic disease, or even in difficult terrain. You should consider whether your production is likely to involve anything that might reasonably