It would be too expensive to insure every single area of a production, so most companies take out insurance to cover high risk areas so they are covered if there are any mishaps, and areas that could affect the actual production.

Insurance is generally taken out for cast and production personnel and for extra expenses. Cast and production personnel insurance indemnifies a company against extra costs caused by sickness, accident or death of key production members who if not there, could seriously affect the progress of the production.

Extra expense insurance covers the company against costs incurred by damage to props, equipment etc.

Employer's Liability insurance, which complies with the Employer's Liability Act 1969, covers the legal liability of the company for accidents causing death or serious injury arising from employment on the production.

Public liability insurance covers the company against claims by third parties for death, injury or damage to property.

Motor insurance should always be taken out on productions and overseas insurance should be acquired when shooting on location outside the UK.